Yes, homeowners insurance covers fire damage, in most cases. Additional coverage options for fire damage.When does home insurance not cover fire damage?.Here’s what you need to know about home insurance and fire damage: However, since you can’t eliminate every physical risk, it’s smart to protect against the financial risk of fire damage with homeowners insurance. You can reduce your risk of a house fire by not firing up the grill right next to your wooden deck railing and by storing flammable liquids in the proper containers. From 2015 to 2019, firefighters responded to an average of nearly 350,000 home fires annually, according to the National Fire Protection Association.
Homes can catch fire for many reasons, from lightning strikes to a pot being left on the stove too long. NMLS # 1681276, is referred to here as "Credible." Although we receive compensation from our partner lenders, whom we will always identify, all opinions are our own. Our goal is to give you the tools and confidence you need to improve your finances.
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